One of Our 3 Core Principles:

Reasonable Rate of Return** In Retirement

How to Achieve A

Reasonable Rate of Return** In Retirement

We strive to help clients achieve a reasonable rate of return** in retirement. Investing in the stock market provides high interest rates, but carries the risk of losing money. You may want to change your strategy as you approach retirement. So, many retirees look for ways to safeguard their income while still earning a steady rate of return** in retirement.

When considering retirement income options, there’s a lot more to it than just investments. For example, some insurance products, such as fixed index annuities (FIAs) offer both principal protection and the potential for a reasonable rate of return.**

financial advisor meeting with retired couple about a reasonable rate of return
Fixed Index Annuities

Reasonable Rate of Return** With an FIA

Your money is not invested directly in the stock market by an FIA. However, the issuing insurance company does base your interest rate on the performance of an index (for example, the S&P 500 index). Your annuity will get interest credit if the index exceeds a certain level. Rates of return are calculated based on multiple factors, including the duration of the annuity, the purchase price of the FIA, whether you have chosen to select an income rider, et cetera. So, yes, there is a way to earn a reasonable rate of return** in retirement without exposing your principal to market risk. We can help you learn about these options, so that you can determine if they’re suitable for you.

Learn More

Redelsperger Financial Group believes our clients should have all the information they need to make well-informed decisions. Let us help you protect and grow your retirement savings. Reach out to us to attend an educational seminar event, or schedule a one-on-one meeting with us to discussion your strategy and individual needs.