One of Our 3 Core Principles:

Safety First

Safest Place For Retirement Money

What is the safest place for retirement money? If you ask us, it’s a place where your principal is protected.

Safety is key when crafting a retirement strategy, and should be put before anything else.

Honestly, the safest retirement place for retirement money varies for every client. There is no “one-size-fits-all” retirement strategy you can sell to anyone, after all. Everyone has their own retirement needs, goals, and financial situation. Each client needs their own custom recommendations. That being said, in general, clients look for safety of principal in their strategy. And we can help them find a place where that can happen.

You Might Be Asking Yourself...

What is the Safest Place For Retirement Money?

As you continue to grow your wealth, you may decide to invest some of it in the stock market. And you’re comfortable with this, because you know you have time on your side. If the market drops while you’re still working, you can hold out until it goes back up. But, as you get older, you no longer have time to make the money back, As a result, your risk tolerance is likely to change. Many retirees aren’t comfortable with the idea that they could lose their hard-earned life savings in an instant because of another stock market crash. If you’re approaching retirement, and are looking for a safe place for retirement money, contact us. We may be able to help you find the options you need.

How to Achieve A

Fixed Indexed Annuities For Retirement

Certain annuity products, such as fixed indexed annuities (FIAs), might be a good option for some retirees looking for safe retirement options. An annuity is a contract with an insurance company: As part of the agreement, the company sets your principal aside in a reserve. However, you do earn a reasonable rate of return** on the money based on the performance of a market index. Traditional savings accounts, such as CDs, may also offer a secure place to keep your money. However, these accounts have a contribution limit. An FIA does not. Furthermore, accounts like CDs historically don’t provide very much in terms of interest rate, in contrast to an FIA.

senior friends hiking together safest place for retirement money

Reach Out

We can help you determine the safest place for your retirement money: Reach out to us to schedule a meeting, or reserve a seat at one of our seminar events, to learn more. Redelsperger Financial Group is here to help.